Reginald Chan

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  • HYIP Malaysia Guide: Let’s Talk About High Yield Investment Programs Malaysia

    HYIP Malaysia Guide: Let’s Talk About High Yield Investment Programs Malaysia

    I wrote several lengthy posts on High Yield Investment Programs or HYIP’s in the early 2017 and I scrapped the plan altogether due to the risk and the volatile market. Recently, I decided to go deep into online investment in Malaysia (after some pestering from friends).

    In today’s post, I hope to share some light on HYIP’s in Malaysia.

    Important Disclaimer

    Investing in HYIP in Malaysia is legal (lies in the grey zone) but is extremely risky. This means that there’s a high chance of you losing all your money. If that’s your main concern, then you should stop focusing on ‘get rich quick’ schemes and instead, focus on safe investments such as buying shares and cryptocurrency.

    If you are one of those in Generation Y and Z, you might think that investing is old school – imagine going through a broker and buying shares and bonds. Boring, right?

    Bonus: Learn how to start online investing in Malaysia minus the massive risks. How to invest online using eToro? Click here.

    What is HYIP?

    HYIP or High Yield Investment Programs are ‘get rich quick’ programs (also known as skim cepat kaya). Extremely high risks and in return, the returns are always much higher compared to normal share tradings and other forms of online investments.

    How does HYIP works?

    Investors are required to invest an amount into the program with the promise of high returns. In most cases, HYIP’s are often seen providing returns as low as 20% and as high as 50%.

    Why will HYIP close down?

    High Yield Investment Programs are mostly ponzi schemes or pyramid schemes. The deck of cards will crash one day and the most common question is “when” (and not “how”). When there are more investors, this means that the owners of the programs will be getting a lot of cash with minimum investment.

    Will I make money from HYIP Malaysia?

    Early adopters or investors in HYIP will make the most money. Generally, a program will take around 3 to 6 months to gain profits before the owners decide to close the programs down abruptly. Therefore, joining in and leaving early is the best way to reduce your risk of losing money from HYIP.

    What is the safest HYIP to participate in for Malaysians?

    The answer is “none.” Sadly, the risk is just too high. When it comes to HYIP, there isn’t anything as ‘safe.’ Every investment involves risk and HYIP is the highest risk of all. In return for the risk, you will be rewarded with massive profits if you have the right strategies and investments.

    Do you want to get the latest news on online investment and HYIP in Malaysia?

    I was an active HYIP investor in 2017 and I managed to generate tenth of thousands of dollars from HYIP’s. To be exact, I’ve invested around $10,000 in various HYIP programs and I ended up making close to $55,000 in just 6 months. While I admit I made some losses in the early days of investing, I made way more once I learned the trick to investing in HYIP’s. Recently, I’ve recently started an online newsletter (for free) where you will get daily updates (and tips) on important news on online investment, stock trading and HYIP’s. It’s totally free (for now) and you can do so by clicking on this button below.

  • Which Is The Best Bitcoin Wallet In Malaysia?

    Which Is The Best Bitcoin Wallet In Malaysia?

  • Investing Online For Malaysian: Complete Guide In Using eToro Platform

    Investing Online For Malaysian: Complete Guide In Using eToro Platform

    Being a Malaysian, I realized that it is really hard to invest online. Firstly, there are many online investment scams and the Malaysian law is rather strict when it comes to investing online. This guide is created to share some lights especially with investing online for Malaysian.

    Understanding online investment in Malaysia

    There are many (and I seriously mean many) online investment platforms in Malaysia. Do a search for “investing online for Malaysian” and you will be greeted with this familiar sight.

    Online Investing In Malaysia

    There are pretty much 26.9 million search results which is pretty crazy. And of course, I’m thankful for you landing on this post of mine. I’m truly humbled!

    What is online investing in Malaysia?

    Instead of getting a broker and buying stocks from the share market in Malaysia, you invest your money on one or more trading platforms. In this case, it means that your buying and trading will be done in the online world, with the help of the Internet.

    Is online investing in Malaysia safe?

    Everything has risks and the same goes to investing online for Malaysians. You should pay even more attention for online investing because every transaction happens online—thus, the risk of scam is way much higher.

    How to know if the online investment platform is a scam?

    Typically, I would look at their payout mechanism and the number of feedback they have in the online world.

    The access to Internet allows us to find the deepest lies (in this case, scam) by these online trading platforms. You can use Google by searching using the advanced search “online investment platform” + “scam”. You may also search for “online investment platform” on Facebook or Twitter to determine the legibility of the platform.

    Another way is to understand the earnings mechanism. Always remember that when it comes to online investment for Malaysian, too good to be true is a God-given sign to ‘run away’.

    What is the best platform for online investing for Malaysian?

    My personal favorite is eToro (a social trading and multi asset brokerage company that has registered offices in Cyprus, Israel and the United Kingdom).

    Apart from being a reputable online trading platform, I choose eToro because of it’s deposit mechanics. Once you verify yourself with a scanned copy of your utility or credit card bills, you can start trading as low as with a deposit of USD $200. In other words, it’s around RM 1,000.00 after the conversion.

    For those of you who wants to try out online investing without spending money, you can also use eToro virtual training where you are given $100,000 credit to familiarize yourself with the platform. Of course, it is just a demo version and thus, no real money transaction will occur (and you don’t have to deposit a single dollar).

    Here’s a screenshot I’ve taken just moments ago.

    eToro Investment Virtual Equity

    As you can see, I invested (virtually) in stocks and I made the most money investing in cryptocurrency. There’s where I made a profit of $54,562.82 (I was given $100,000 worth of virtual currency to test out the demo).

    How to start investing on eToro?

    Firstly, you need to create a free account on eToro (click here to sign up). The process involves performing a detailed verification and this includes updating your profile, answering a few questions and finally, uploading a copy of your utility bill (to prove that you are real). The verification could take up to 5 days but mine was approved within two hours.

    Once your account is verified, the next step is to perform a deposit. Deposit varies based on your nationality and as a Malaysian, I’m required to deposit a minimum of USD $200 to start an account.

    On eToro account or dashboard, click on the blue button on the left (Deposit Funds) and you can choose the type of payment method using the drop down button.

    eToro Deposit Malaysia

    Investing online in Malaysia and make money?

    Lastly, the most important question to date. How can Malaysian make money by investing online in Malaysia?

    While there is no easy way to make money online, the framework to success is rather simple using Warrent Buffett strategy.

    Want to make money in online investment? Always remember to buy when people sell, and sell when people starts buying. Do this often enough and you will be making more money than you can imagine (with minimum or no losses at all).

    Are you ready to start online investing in Malaysia?

    I hope that you will find some jewels in this guide on online investing guide in Malaysia.

    Are you an online investor? Leave a comment below and tell me what you think.

  • OptimizePress vs Thrive: Which is better?

    OptimizePress vs Thrive: Which is better?

    Thrive Themes and plugins have long been a long standing top-tier player in the WordPress development industry. Age-old players such as OptimizePress, Divi and X Theme have lost their spots especially with the highly competitive market. However, things are about to change as OptimizePress has just released an all-new version and update which makes it on par with Thrive.

    As a matter of fact, that’s what this blog post is all about—let’s discuss the differences between OptimizePress vs Thrive.

    OptimizePress—New and improved gamechanger?

    OptimizePress Review 2018

    The update on OptimizePress came at a very timely moment. It has long lost its market share in the competitive edge especially when comparing to Thrive. With the new update, it is said to be much different from any of the previous updates. These includes (but not limited to):

    • More flexible and intuitive drag and drop builder
    • Introduction of elements to increase conversion (newsletters, sign ups and sales)
    • Sales funnel creation with advanced modules and features
    • check More than 300 templates to choose from (along with an active OptimizePress market place to scout and purchase premium templates)
    • check Highly customized opt-in forms to increase conversion rates and getting more leads
    • check Ability to sell everything under the roof—from eBooks to digital products, from seminar and event pages to book launches
    • check Integration with major third party tools and plugins such as email marketing, lead generation and CRMs

    Still not convinced?

    Click on the button below to see OptimizePress in action now!

    Thrive Themes—An all in one marketing toolbox for serious website owners

    is thrive themes worth it

    Thrive Themes is the God when it comes to website customization. Easy to use with round the clock support on forum and email, Thrive Themes has long been the ‘family favorite’ for big names such as John lee Dumas (founder of Entrepreneur On Fire) and Jeff Sauer (frounder of Jeffalytics). When comparing OptimizePress vs Thrive, there are several features which both of them are similar and some which Thrive prevails such as:

    • 10 premium WordPress themes and 10 Thrive plugins
    • Powerful Thrive plugins such as Thrive Architect and Thrive Leads sweeten the deal multiple folds
    • Fast loading website which not many website builders could offer
    • check The most intuitive WordPress website builder in the market (that is constantly updated)
    • check Works well not only for bloggers and small business owners, but as well as digital marketing agencies and business consultants
    • check Simple pricing structure that is easy on the wallet
    • check Your website will not be broken shall you decide to uninstall Thrive plugins (which is a killer advantage!)

    Is Thrive worth it?

    I’ve been using Thrive for over 4 years now and that is single-handedly the best investment I’ve done (for myself and business). Don’t just hear my word for it, try it today!

    OptimizePress vs Thrive—The Recap

    When it comes to comparing OptimizePress and Thrive, it is true that both of the tools are pretty similar. The only differences between OptimizePress vs Thrive is that OptimizePress works under one plugin while Thrive works with multiple plugins.

    Having a single plugin allows you to do everything under one roof but at the same time, unused features will be redundant. This is where Thrive shine where you can only choose the type of plugins or addons you want to use—thus speeding up the website loading speed.

    What do you think when it comes to OptimizePress vs Thrive? Which will you choose?

  • Cryptocurrency Malaysia: What do you need to know?

    Cryptocurrency Malaysia: What do you need to know?

  • OptimizePress Review 2018: Is The New And Updated OptimizePress Plugin Good?

    OptimizePress Review 2018: Is The New And Updated OptimizePress Plugin Good?

    It has been awhile since I did the OptimizePress review and honestly, the old version of OptimizePress is definitely not worth the money when compared to many OptimizePress alternatives in the market.

    Recently, OptimizePress released an all new version which is said to be a game changer. Let’s dive in and see what the new and updated OptimizePress has to offer, shall we?

    Everything Under One Roof

    Instead of having multiple WordPress plugins for landing page, lead generation, optin form, sales page and webinar registration, the new OptimizePress allows you to create everything under one roof. No. More. Hassle.

    Intuitive Drag And Drop Builder

    This is the gem in the new OptimizePress. OptimizePress 1.0 and 2.0 is horror especially when it comes to building a page or blog from scratch. With Thrive Architect and Divi hot on the development end, OptimizePress has lost the battle even before they started. The new and updated OptimizePress offers a more intuitive backend WYSIWYG editor and the timing cannot be any more timely than this!

    Ready-Made Templates

    OptimizePress is bundled with over 60 templates included, and with the OptimizePress Marketplace you have over 300 templates available to purchase. As bloggers, website designers and website developers, having ready-made templates is Godly because it helps to fuel ideas. At the same time, imagine how much time you can save when you can easily import these ready-made templates in just a few clicks.